Call reports 2022
SIMMESPORT STATE BANK — 2022
What SIMMESPORT STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 162,960,000 | 173,010,000 | 181,154,000 | 190,038,000 |
| Total loans | 132,624,000 | 142,625,000 | 150,164,000 | 158,802,000 |
| Allowance for loan losses | 1,272,000 | 1,348,000 | 1,434,000 | 1,624,000 |
| Securities available for sale | 4,102,000 | 4,025,000 | 3,645,000 | 3,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,122,000 | 151,753,000 | 156,428,000 | 159,798,000 |
| Interest-bearing deposits | 120,719,000 | 122,982,000 | 127,925,000 | 133,896,000 |
| Noninterest-bearing deposits | 25,403,000 | 28,771,000 | 28,503,000 | 25,902,000 |
| Equity capital | 16,420,000 | 17,100,000 | 17,814,000 | 17,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,232,000 | 6,595,000 | 9,219,000 |
| Interest expense | 348,000 | 692,000 | 1,089,000 | 1,619,000 |
| Net interest income | 1,722,000 | 3,540,000 | 5,506,000 | 7,600,000 |
| Noninterest income | 208,000 | 367,000 | 571,000 | 778,000 |
| Noninterest expense | 880,000 | 1,783,000 | 2,820,000 | 4,482,000 |
| Provision for loan losses | 30,000 | 188,000 | 337,000 | 572,000 |
| Pretax income | 1,020,000 | 1,936,000 | 2,920,000 | 3,324,000 |
| Income tax | 180,000 | 360,000 | 540,000 | 713,000 |
| Net income | 840,000 | 1,576,000 | 2,380,000 | 2,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,557,000 | 17,293,000 | 18,095,000 | 17,836,000 |
| Total capital | 17,829,000 | 18,641,000 | 19,529,000 | 19,426,000 |
| Risk-weighted assets | 106,718,000 | 115,980,000 | 120,773,000 | 127,068,000 |