Call reports 2021
SIMMESPORT STATE BANK — 2021
What SIMMESPORT STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 144,292,000 | 146,984,000 | 161,075,000 | 159,922,000 |
| Total loans | 103,715,000 | 108,507,000 | 116,824,000 | 124,797,000 |
| Allowance for loan losses | 921,000 | 968,000 | 986,000 | 1,290,000 |
| Securities available for sale | 4,625,000 | 4,604,000 | 4,326,000 | 4,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,373,000 | 131,515,000 | 144,871,000 | 143,950,000 |
| Interest-bearing deposits | 107,420,000 | 109,698,000 | 121,073,000 | 118,670,000 |
| Noninterest-bearing deposits | 21,953,000 | 21,817,000 | 23,798,000 | 25,280,000 |
| Equity capital | 14,580,000 | 15,307,000 | 16,001,000 | 15,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,803,000 | 5,706,000 | 7,683,000 |
| Interest expense | 425,000 | 826,000 | 1,216,000 | 1,587,000 |
| Net interest income | 1,429,000 | 2,977,000 | 4,490,000 | 6,096,000 |
| Noninterest income | 154,000 | 308,000 | 492,000 | 684,000 |
| Noninterest expense | 783,000 | 1,570,000 | 2,400,000 | 3,574,000 |
| Provision for loan losses | 114,000 | 173,000 | 222,000 | 565,000 |
| Pretax income | 686,000 | 1,542,000 | 2,360,000 | 2,641,000 |
| Income tax | 120,000 | 240,000 | 360,000 | 561,000 |
| Net income | 566,000 | 1,302,000 | 2,000,000 | 2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,522,000 | 15,258,000 | 15,956,000 | 15,706,000 |
| Total capital | 15,443,000 | 16,226,000 | 16,942,000 | 16,946,000 |
| Risk-weighted assets | 88,708,000 | 87,248,000 | 91,440,000 | 99,187,000 |