Call reports 2020
SIMMESPORT STATE BANK — 2020
What SIMMESPORT STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 110,217,000 | 122,098,000 | 132,780,000 | 138,268,000 |
| Total loans | 89,746,000 | 94,399,000 | 96,424,000 | 99,628,000 |
| Allowance for loan losses | 649,000 | 721,000 | 787,000 | 815,000 |
| Securities available for sale | 3,849,000 | 4,721,000 | 4,709,000 | 4,692,000 |
| Securities held to maturity | 14,000 | 14,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,626,000 | 107,965,000 | 118,050,000 | 123,895,000 |
| Interest-bearing deposits | 83,151,000 | 89,936,000 | 100,260,000 | 103,490,000 |
| Noninterest-bearing deposits | 13,475,000 | 18,029,000 | 17,790,000 | 20,405,000 |
| Equity capital | 13,376,000 | 13,927,000 | 14,246,000 | 14,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,223,000 | 4,865,000 | 6,602,000 |
| Interest expense | 413,000 | 847,000 | 1,302,000 | 1,753,000 |
| Net interest income | 1,165,000 | 2,376,000 | 3,563,000 | 4,849,000 |
| Noninterest income | 116,000 | 243,000 | 329,000 | 437,000 |
| Noninterest expense | 757,000 | 1,441,000 | 2,245,000 | 3,335,000 |
| Provision for loan losses | 29,000 | 114,000 | 198,000 | 301,000 |
| Pretax income | 495,000 | 1,064,000 | 1,449,000 | 1,650,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 347,000 |
| Net income | 420,000 | 914,000 | 1,224,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,336,000 | 13,829,000 | 14,140,000 | 13,955,000 |
| Total capital | 13,985,000 | 14,550,000 | 14,927,000 | 14,770,000 |
| Risk-weighted assets | 69,466,000 | 74,781,000 | 78,007,000 | 84,443,000 |