Call reports 2019
SIMMESPORT STATE BANK — 2019
What SIMMESPORT STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,359,000 | 90,938,000 | 96,659,000 | 106,815,000 |
| Total loans | 68,761,000 | 73,701,000 | 78,341,000 | 83,282,000 |
| Allowance for loan losses | 546,000 | 512,000 | 560,000 | 634,000 |
| Securities available for sale | 3,734,000 | 3,773,000 | 3,778,000 | 3,756,000 |
| Securities held to maturity | 24,000 | 24,000 | 24,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,781,000 | 77,807,000 | 83,274,000 | 93,741,000 |
| Interest-bearing deposits | 61,542,000 | 65,324,000 | 70,875,000 | 80,787,000 |
| Noninterest-bearing deposits | 12,239,000 | 12,483,000 | 12,399,000 | 12,954,000 |
| Equity capital | 12,486,000 | 12,840,000 | 13,161,000 | 12,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,541,000 | 3,981,000 | 5,489,000 |
| Interest expense | 285,000 | 607,000 | 964,000 | 1,371,000 |
| Net interest income | 943,000 | 1,934,000 | 3,017,000 | 4,118,000 |
| Noninterest income | 69,000 | 135,000 | 198,000 | 292,000 |
| Noninterest expense | 526,000 | 1,182,000 | 1,866,000 | 2,945,000 |
| Provision for loan losses | 94,000 | 103,000 | 179,000 | 245,000 |
| Pretax income | 392,000 | 784,000 | 1,170,000 | 1,220,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 253,000 |
| Net income | 317,000 | 634,000 | 945,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,515,000 | 12,833,000 | 13,144,000 | 12,916,000 |
| Total capital | 13,061,000 | 13,345,000 | 13,704,000 | 13,550,000 |
| Risk-weighted assets | 56,827,000 | 61,199,000 | 66,200,000 | 65,415,000 |