Call reports 2018
SIMMESPORT STATE BANK — 2018
What SIMMESPORT STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,640,000 | 82,236,000 | 84,121,000 | 84,847,000 |
| Total loans | 65,079,000 | 67,267,000 | 66,729,000 | 67,009,000 |
| Allowance for loan losses | 515,000 | 527,000 | 537,000 | 526,000 |
| Securities available for sale | 3,387,000 | 3,370,000 | 3,330,000 | 3,381,000 |
| Securities held to maturity | 34,000 | 34,000 | 34,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,809,000 | 70,139,000 | 71,785,000 | 72,666,000 |
| Interest-bearing deposits | 58,079,000 | 57,951,000 | 59,086,000 | 60,202,000 |
| Noninterest-bearing deposits | 11,730,000 | 12,188,000 | 12,699,000 | 12,464,000 |
| Equity capital | 11,730,000 | 12,023,000 | 12,242,000 | 12,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,296,000 | 3,494,000 | 4,715,000 |
| Interest expense | 216,000 | 448,000 | 694,000 | 953,000 |
| Net interest income | 919,000 | 1,848,000 | 2,800,000 | 3,762,000 |
| Noninterest income | 41,000 | 107,000 | 154,000 | 197,000 |
| Noninterest expense | 555,000 | 1,053,000 | 1,574,000 | 2,439,000 |
| Provision for loan losses | 124,000 | 248,000 | 419,000 | 531,000 |
| Pretax income | 281,000 | 654,000 | 961,000 | 989,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 203,000 |
| Net income | 206,000 | 504,000 | 736,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,847,000 | 12,145,000 | 12,377,000 | 12,198,000 |
| Total capital | 12,362,000 | 12,672,000 | 12,914,000 | 12,724,000 |
| Risk-weighted assets | 53,846,000 | 55,527,000 | 54,655,000 | 55,029,000 |