Call reports 2017
SIMMESPORT STATE BANK — 2017
What SIMMESPORT STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,157,000 | 75,528,000 | 77,579,000 | 79,881,000 |
| Total loans | 62,971,000 | 65,279,000 | 64,251,000 | 64,513,000 |
| Allowance for loan losses | 481,000 | 498,000 | 465,000 | 457,000 |
| Securities available for sale | 3,355,000 | 3,356,000 | 3,328,000 | 3,462,000 |
| Securities held to maturity | 43,000 | 43,000 | 43,000 | 43,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,697,000 | 63,868,000 | 65,588,000 | 68,223,000 |
| Interest-bearing deposits | 50,271,000 | 51,864,000 | 54,139,000 | 55,449,000 |
| Noninterest-bearing deposits | 13,426,000 | 12,004,000 | 11,449,000 | 12,774,000 |
| Equity capital | 11,254,000 | 11,570,000 | 11,871,000 | 11,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,205,000 | 3,366,000 | 4,526,000 |
| Interest expense | 179,000 | 364,000 | 569,000 | 777,000 |
| Net interest income | 895,000 | 1,841,000 | 2,797,000 | 3,749,000 |
| Noninterest income | 70,000 | 130,000 | 181,000 | 236,000 |
| Noninterest expense | 506,000 | 993,000 | 1,506,000 | 2,391,000 |
| Provision for loan losses | 50,000 | 150,000 | 218,000 | 263,000 |
| Pretax income | 409,000 | 828,000 | 1,254,000 | 1,339,000 |
| Income tax | 120,000 | 240,000 | 360,000 | 448,000 |
| Net income | 289,000 | 588,000 | 894,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,568,000 | 11,873,000 | 11,643,000 |
| Total capital | 11,757,000 | 12,066,000 | 12,338,000 | 12,100,000 |
| Risk-weighted assets | 52,143,000 | 53,233,000 | 53,072,000 | 53,237,000 |