Call reports 2016
SIMMESPORT STATE BANK — 2016
What SIMMESPORT STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,338,000 | 73,763,000 | 75,370,000 | 75,717,000 |
| Total loans | 61,516,000 | 63,123,000 | 62,836,000 | 62,125,000 |
| Allowance for loan losses | 428,000 | 475,000 | 482,000 | 463,000 |
| Securities available for sale | 3,724,000 | 3,756,000 | 3,394,000 | 3,278,000 |
| Securities held to maturity | 52,000 | 52,000 | 52,000 | 52,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,430,000 | 62,681,000 | 63,996,000 | 64,696,000 |
| Interest-bearing deposits | 50,934,000 | 51,556,000 | 51,020,000 | 50,561,000 |
| Noninterest-bearing deposits | 11,496,000 | 11,125,000 | 12,976,000 | 14,135,000 |
| Equity capital | 10,691,000 | 10,941,000 | 11,217,000 | 10,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,162,000 | 3,262,000 | 4,372,000 |
| Interest expense | 169,000 | 341,000 | 519,000 | 702,000 |
| Net interest income | 898,000 | 1,821,000 | 2,743,000 | 3,670,000 |
| Noninterest income | 39,000 | 49,000 | 119,000 | 160,000 |
| Noninterest expense | 434,000 | 911,000 | 1,384,000 | 2,205,000 |
| Provision for loan losses | 0 | 103,000 | 199,000 | 222,000 |
| Pretax income | 506,000 | 859,000 | 1,321,000 | 1,445,000 |
| Income tax | 120,000 | 240,000 | 360,000 | 484,000 |
| Net income | 386,000 | 619,000 | 961,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,636,000 | 10,868,000 | 11,212,000 | 10,980,000 |
| Total capital | 11,064,000 | 11,343,000 | 11,694,000 | 11,443,000 |
| Risk-weighted assets | 49,879,000 | 50,683,000 | 50,503,000 | 50,013,000 |