Call reports 2015
SIMMESPORT STATE BANK — 2015
What SIMMESPORT STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,396,000 | 70,540,000 | 70,780,000 | 77,646,000 |
| Total loans | 56,241,000 | 57,065,000 | 59,082,000 | 59,513,000 |
| Allowance for loan losses | 443,000 | 482,000 | 468,000 | 468,000 |
| Securities available for sale | 3,801,000 | 3,739,000 | 3,701,000 | 3,661,000 |
| Securities held to maturity | 0 | 0 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,249,000 | 60,225,000 | 60,093,000 | 67,214,000 |
| Interest-bearing deposits | 48,634,000 | 48,954,000 | 48,691,000 | 54,890,000 |
| Noninterest-bearing deposits | 11,615,000 | 11,271,000 | 11,402,000 | 12,324,000 |
| Equity capital | 9,955,000 | 10,229,000 | 10,607,000 | 10,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,970,000 | 3,031,000 | 4,086,000 |
| Interest expense | 153,000 | 312,000 | 478,000 | 648,000 |
| Net interest income | 826,000 | 1,658,000 | 2,553,000 | 3,438,000 |
| Noninterest income | 53,000 | 118,000 | 181,000 | 238,000 |
| Noninterest expense | 413,000 | 881,000 | 1,352,000 | 2,159,000 |
| Provision for loan losses | 57,000 | 94,000 | 117,000 | 136,000 |
| Pretax income | 409,000 | 801,000 | 1,271,000 | 1,387,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 463,000 |
| Net income | 319,000 | 621,000 | 1,001,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,875,000 | 10,178,000 | 10,558,000 | 10,250,000 |
| Total capital | 10,318,000 | 10,660,000 | 11,026,000 | 10,718,000 |
| Risk-weighted assets | 47,513,000 | 49,173,000 | 50,627,000 | 49,392,000 |