Call reports 2013
SIMMESPORT STATE BANK — 2013
What SIMMESPORT STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,650,000 | 63,755,000 | 63,879,000 | 65,729,000 |
| Total loans | 46,840,000 | 48,913,000 | 48,047,000 | 49,052,000 |
| Allowance for loan losses | 517,000 | 528,000 | 512,000 | 501,000 |
| Securities available for sale | 5,348,000 | 4,218,000 | 4,640,000 | 4,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,762,000 | 54,885,000 | 54,687,000 | 56,768,000 |
| Interest-bearing deposits | 45,744,000 | 45,411,000 | 44,597,000 | 46,191,000 |
| Noninterest-bearing deposits | 10,018,000 | 9,474,000 | 10,090,000 | 10,577,000 |
| Equity capital | 8,720,000 | 8,811,000 | 9,110,000 | 8,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,835,000 | 2,785,000 | 3,714,000 |
| Interest expense | 178,000 | 352,000 | 516,000 | 676,000 |
| Net interest income | 723,000 | 1,483,000 | 2,269,000 | 3,038,000 |
| Noninterest income | 58,000 | 105,000 | 137,000 | 201,000 |
| Noninterest expense | 409,000 | 860,000 | 1,265,000 | 1,955,000 |
| Provision for loan losses | 9,000 | 46,000 | 76,000 | 76,000 |
| Pretax income | 363,000 | 682,000 | 1,065,000 | 1,208,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 399,000 |
| Net income | 273,000 | 502,000 | 795,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,580,000 | 8,812,000 | 9,105,000 | 8,918,000 |
| Total capital | 9,082,000 | 9,333,000 | 9,617,000 | 9,419,000 |
| Risk-weighted assets | 40,154,000 | 41,660,000 | 41,508,000 | 42,846,000 |