Call reports 2012
SIMMESPORT STATE BANK — 2012
What SIMMESPORT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,626,000 | 62,812,000 | 63,129,000 | 63,988,000 |
| Total loans | 43,555,000 | 45,277,000 | 46,245,000 | 46,231,000 |
| Allowance for loan losses | 413,000 | 465,000 | 542,000 | 524,000 |
| Securities available for sale | 5,752,000 | 5,769,000 | 5,511,000 | 5,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,195,000 | 54,366,000 | 54,358,000 | 55,390,000 |
| Interest-bearing deposits | 45,674,000 | 45,343,000 | 44,509,000 | 45,004,000 |
| Noninterest-bearing deposits | 9,521,000 | 9,023,000 | 9,849,000 | 10,386,000 |
| Equity capital | 8,292,000 | 8,332,000 | 8,617,000 | 8,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,792,000 | 2,745,000 | 3,673,000 |
| Interest expense | 211,000 | 414,000 | 608,000 | 791,000 |
| Net interest income | 690,000 | 1,378,000 | 2,137,000 | 2,882,000 |
| Noninterest income | 113,000 | 173,000 | 269,000 | 307,000 |
| Noninterest expense | 354,000 | 836,000 | 1,246,000 | 1,901,000 |
| Provision for loan losses | 27,000 | 84,000 | 163,000 | 169,000 |
| Pretax income | 422,000 | 631,000 | 997,000 | 1,119,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 365,000 |
| Net income | 332,000 | 451,000 | 727,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,178,000 | 8,178,000 | 8,455,000 | 8,306,000 |
| Total capital | 8,591,000 | 8,643,000 | 8,955,000 | 8,804,000 |
| Risk-weighted assets | 38,621,000 | 40,160,000 | 39,953,000 | 39,846,000 |