Call reports 2011
SIMMESPORT STATE BANK — 2011
What SIMMESPORT STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,304,000 | 62,662,000 | 63,314,000 | 62,851,000 |
| Total loans | 44,307,000 | 44,040,000 | 43,857,000 | 43,721,000 |
| Allowance for loan losses | 565,000 | 564,000 | 600,000 | 525,000 |
| Securities available for sale | 5,120,000 | 5,466,000 | 5,828,000 | 5,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,165,000 | 54,219,000 | 54,687,000 | 54,316,000 |
| Interest-bearing deposits | 43,920,000 | 44,166,000 | 44,781,000 | 44,254,000 |
| Noninterest-bearing deposits | 9,245,000 | 10,053,000 | 9,906,000 | 10,062,000 |
| Equity capital | 8,078,000 | 8,374,000 | 8,547,000 | 8,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,772,000 | 2,681,000 | 3,574,000 |
| Interest expense | 228,000 | 456,000 | 686,000 | 907,000 |
| Net interest income | 645,000 | 1,316,000 | 1,995,000 | 2,667,000 |
| Noninterest income | 35,000 | 105,000 | 164,000 | 228,000 |
| Noninterest expense | 399,000 | 807,000 | 1,273,000 | 1,875,000 |
| Provision for loan losses | 41,000 | 57,000 | 131,000 | 180,000 |
| Pretax income | 240,000 | 557,000 | 755,000 | 840,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 262,000 |
| Net income | 150,000 | 377,000 | 485,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,101,000 | 8,328,000 | 8,437,000 | 8,387,000 |
| Total capital | 8,578,000 | 8,808,000 | 8,917,000 | 8,874,000 |
| Risk-weighted assets | 38,080,000 | 38,309,000 | 38,246,000 | 38,916,000 |