Call reports 2025
CITIZENS BANK OF PHILADELPHIA, THE — 2025
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,585,829,000 | 1,640,384,000 | 1,593,139,000 | 1,512,484,000 |
| Total loans | 803,887,000 | 817,992,000 | 831,202,000 | 842,362,000 |
| Allowance for loan losses | 7,620,000 | 8,180,000 | 8,611,000 | 8,945,000 |
| Securities available for sale | 182,345,000 | 173,772,000 | 173,857,000 | 151,708,000 |
| Securities held to maturity | 366,229,000 | 361,740,000 | 357,028,000 | 352,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,230,503,000 | 1,265,501,000 | 1,182,778,000 | 1,337,629,000 |
| Interest-bearing deposits | 958,458,000 | 970,633,000 | 897,242,000 | 1,052,624,000 |
| Noninterest-bearing deposits | 272,045,000 | 294,868,000 | 285,536,000 | 285,005,000 |
| Equity capital | 64,826,000 | 64,630,000 | 71,372,000 | 74,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,442,000 | 35,147,000 | 53,265,000 | 71,529,000 |
| Interest expense | 7,058,000 | 13,795,000 | 20,695,000 | 27,333,000 |
| Net interest income | 10,384,000 | 21,352,000 | 32,570,000 | 44,196,000 |
| Noninterest income | 2,880,000 | 5,424,000 | 8,365,000 | 10,942,000 |
| Noninterest expense | 10,049,000 | 20,393,000 | 31,014,000 | 41,932,000 |
| Provision for loan losses | 688,000 | 1,328,000 | 1,803,000 | 2,155,000 |
| Pretax income | 2,585,000 | 5,266,000 | 8,260,000 | 10,957,000 |
| Income tax | 472,000 | 1,016,000 | 1,410,000 | 1,778,000 |
| Net income | 2,113,000 | 4,250,000 | 6,850,000 | 9,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,153,000 | 125,456,000 | 127,346,000 | 128,996,000 |
| Total capital | 132,631,000 | 134,344,000 | 136,741,000 | 138,955,000 |
| Risk-weighted assets | 1,035,805,000 | 1,045,128,000 | 1,053,939,000 | 1,064,086,000 |