Call reports 2024
CITIZENS BANK OF PHILADELPHIA, THE — 2024
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,471,624,000 | 1,463,089,000 | 1,475,506,000 | 1,471,051,000 |
| Total loans | 667,416,000 | 679,223,000 | 711,544,000 | 766,129,000 |
| Allowance for loan losses | 6,668,000 | 6,821,000 | 6,853,000 | 6,948,000 |
| Securities available for sale | 152,115,000 | 184,550,000 | 180,296,000 | 186,900,000 |
| Securities held to maturity | 384,015,000 | 379,347,000 | 374,633,000 | 370,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,210,622,000 | 1,169,875,000 | 1,092,863,000 | 1,071,720,000 |
| Interest-bearing deposits | 945,887,000 | 908,541,000 | 840,307,000 | 813,728,000 |
| Noninterest-bearing deposits | 264,735,000 | 261,334,000 | 252,556,000 | 257,992,000 |
| Equity capital | 61,285,000 | 62,529,000 | 65,600,000 | 62,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,556,000 | 32,412,000 | 49,432,000 | 66,438,000 |
| Interest expense | 7,191,000 | 14,846,000 | 22,943,000 | 30,371,000 |
| Net interest income | 8,365,000 | 17,566,000 | 26,489,000 | 36,067,000 |
| Noninterest income | 7,219,000 | 9,508,000 | 11,989,000 | 14,516,000 |
| Noninterest expense | 9,559,000 | 19,001,000 | 28,724,000 | 38,413,000 |
| Provision for loan losses | 120,000 | 307,000 | 307,000 | 560,000 |
| Pretax income | 4,254,000 | 6,002,000 | 6,711,000 | 8,767,000 |
| Income tax | 1,010,000 | 1,401,000 | 1,439,000 | 1,866,000 |
| Net income | 3,244,000 | 4,601,000 | 5,272,000 | 6,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,910,000 | 124,149,000 | 123,000,000 | 123,053,000 |
| Total capital | 131,047,000 | 131,543,000 | 130,426,000 | 130,663,000 |
| Risk-weighted assets | 902,804,000 | 934,708,000 | 952,323,000 | 1,005,151,000 |