Call reports 2023
CITIZENS BANK OF PHILADELPHIA, THE — 2023
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,289,079,000 | 1,288,649,000 | 1,413,420,000 | 1,405,202,000 |
| Total loans | 567,240,000 | 574,734,000 | 587,238,000 | 642,028,000 |
| Allowance for loan losses | 6,018,000 | 6,397,000 | 6,390,000 | 6,551,000 |
| Securities available for sale | 201,297,000 | 196,426,000 | 183,112,000 | 177,350,000 |
| Securities held to maturity | 402,237,000 | 396,931,000 | 392,133,000 | 387,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,115,935,000 | 1,103,121,000 | 1,194,636,000 | 1,170,311,000 |
| Interest-bearing deposits | 827,469,000 | 821,309,000 | 915,622,000 | 903,804,000 |
| Noninterest-bearing deposits | 288,466,000 | 281,812,000 | 279,014,000 | 266,507,000 |
| Equity capital | 58,424,000 | 57,401,000 | 51,614,000 | 60,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,032,000 | 22,191,000 | 35,010,000 | 49,491,000 |
| Interest expense | 3,008,000 | 6,406,000 | 11,386,000 | 17,905,000 |
| Net interest income | 8,024,000 | 15,785,000 | 23,624,000 | 31,586,000 |
| Noninterest income | 2,342,000 | 4,571,000 | 7,758,000 | 10,433,000 |
| Noninterest expense | 8,634,000 | 17,501,000 | 26,474,000 | 35,726,000 |
| Provision for loan losses | 48,000 | 448,000 | 328,000 | 465,000 |
| Pretax income | 1,731,000 | 2,392,000 | 4,332,000 | 3,645,000 |
| Income tax | 263,000 | 281,000 | 644,000 | 372,000 |
| Net income | 1,468,000 | 2,111,000 | 3,688,000 | 3,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,666,000 | 125,080,000 | 125,452,000 | 123,832,000 |
| Total capital | 131,581,000 | 131,433,000 | 132,015,000 | 130,527,000 |
| Risk-weighted assets | 797,995,000 | 806,000,000 | 827,763,000 | 897,166,000 |