Call reports 2022
CITIZENS BANK OF PHILADELPHIA, THE — 2022
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,348,538,000 | 1,298,752,000 | 1,328,121,000 | 1,323,586,000 |
| Total loans | 583,195,000 | 589,540,000 | 578,665,000 | 585,591,000 |
| Allowance for loan losses | 4,776,000 | 5,046,000 | 5,068,000 | 5,264,000 |
| Securities available for sale | 600,296,000 | 563,345,000 | 198,107,000 | 200,885,000 |
| Securities held to maturity | 0 | 0 | 411,859,000 | 406,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,150,255,000 | 1,118,523,000 | 1,135,468,000 | 1,126,927,000 |
| Interest-bearing deposits | 844,581,000 | 813,883,000 | 822,814,000 | 827,815,000 |
| Noninterest-bearing deposits | 305,674,000 | 304,640,000 | 312,654,000 | 299,112,000 |
| Equity capital | 80,230,000 | 43,322,000 | 49,999,000 | 56,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,054,000 | 18,614,000 | 28,736,000 | 39,701,000 |
| Interest expense | 616,000 | 1,227,000 | 2,046,000 | 3,876,000 |
| Net interest income | 8,438,000 | 17,387,000 | 26,690,000 | 35,825,000 |
| Noninterest income | 2,533,000 | 5,297,000 | 8,173,000 | 10,851,000 |
| Noninterest expense | 8,176,000 | 16,421,000 | 25,257,000 | 33,599,000 |
| Provision for loan losses | 93,000 | 149,000 | 96,000 | 124,000 |
| Pretax income | 2,678,000 | 6,072,000 | 9,455,000 | 12,897,000 |
| Income tax | 453,000 | 1,032,000 | 1,580,000 | 2,223,000 |
| Net income | 2,225,000 | 5,040,000 | 7,875,000 | 10,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,237,000 | 123,633,000 | 124,916,000 | 126,105,000 |
| Total capital | 127,013,000 | 128,679,000 | 129,984,000 | 131,369,000 |
| Risk-weighted assets | 823,035,000 | 836,017,000 | 820,455,000 | 823,965,000 |