Call reports 2021
CITIZENS BANK OF PHILADELPHIA, THE — 2021
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,548,056,000 | 1,337,945,000 | 1,355,802,000 | 1,360,976,000 |
| Total loans | 639,172,000 | 634,042,000 | 611,027,000 | 571,847,000 |
| Allowance for loan losses | 4,772,000 | 4,351,000 | 5,318,000 | 4,513,000 |
| Securities available for sale | 773,749,000 | 542,169,000 | 573,690,000 | 631,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,231,805,000 | 1,128,203,000 | 1,114,737,000 | 1,112,319,000 |
| Interest-bearing deposits | 947,540,000 | 840,685,000 | 819,641,000 | 809,612,000 |
| Noninterest-bearing deposits | 284,265,000 | 287,518,000 | 295,096,000 | 302,707,000 |
| Equity capital | 104,004,000 | 126,567,000 | 124,484,000 | 123,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,079,000 | 18,895,000 | 28,657,000 | 38,509,000 |
| Interest expense | 1,447,000 | 2,733,000 | 3,736,000 | 4,664,000 |
| Net interest income | 7,632,000 | 16,162,000 | 24,921,000 | 33,845,000 |
| Noninterest income | 2,706,000 | 5,302,000 | 8,137,000 | 10,810,000 |
| Noninterest expense | 8,374,000 | 17,204,000 | 25,825,000 | 34,864,000 |
| Provision for loan losses | 87,000 | 319,000 | 1,286,000 | 1,409,000 |
| Pretax income | 2,395,000 | 4,852,000 | 7,315,000 | 9,745,000 |
| Income tax | 434,000 | 819,000 | 1,229,000 | 1,646,000 |
| Net income | 1,961,000 | 4,033,000 | 6,086,000 | 8,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,827,000 | 119,963,000 | 120,713,000 | 121,421,000 |
| Total capital | 104,599,000 | 124,314,000 | 126,031,000 | 125,934,000 |
| Risk-weighted assets | 854,217,000 | 812,195,000 | 815,912,000 | 792,374,000 |