Call reports 2020
CITIZENS BANK OF PHILADELPHIA, THE — 2020
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,215,948,000 | 1,402,061,000 | 1,373,958,000 | 1,450,419,000 |
| Total loans | 576,979,000 | 636,196,000 | 655,633,000 | 652,256,000 |
| Allowance for loan losses | 3,816,000 | 4,257,000 | 4,494,000 | 4,735,000 |
| Securities available for sale | 482,077,000 | 627,209,000 | 582,188,000 | 678,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 927,644,000 | 1,077,318,000 | 1,051,267,000 | 1,097,386,000 |
| Interest-bearing deposits | 731,801,000 | 823,104,000 | 797,504,000 | 821,353,000 |
| Noninterest-bearing deposits | 195,843,000 | 254,214,000 | 253,763,000 | 276,033,000 |
| Equity capital | 116,742,000 | 117,169,000 | 115,129,000 | 117,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,709,000 | 19,836,000 | 30,415,000 | 40,561,000 |
| Interest expense | 2,325,000 | 4,102,000 | 5,775,000 | 7,429,000 |
| Net interest income | 7,384,000 | 15,734,000 | 24,640,000 | 33,132,000 |
| Noninterest income | 2,304,000 | 4,441,000 | 6,776,000 | 9,623,000 |
| Noninterest expense | 7,965,000 | 16,158,000 | 24,649,000 | 32,901,000 |
| Provision for loan losses | 314,000 | 936,000 | 1,183,000 | 1,485,000 |
| Pretax income | 1,486,000 | 3,491,000 | 6,297,000 | 9,206,000 |
| Income tax | 263,000 | 652,000 | 1,246,000 | 1,847,000 |
| Net income | 1,223,000 | 2,839,000 | 5,051,000 | 7,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,712,000 | 97,601,000 | 98,281,000 | 99,171,000 |
| Total capital | 100,530,000 | 101,858,000 | 102,775,000 | 103,906,000 |
| Risk-weighted assets | 710,068,000 | 737,737,000 | 772,829,000 | 809,217,000 |