Call reports 2019
CITIZENS BANK OF PHILADELPHIA, THE — 2019
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,057,068,000 | 1,033,753,000 | 1,049,398,000 | 1,195,261,000 |
| Total loans | 447,469,000 | 465,735,000 | 473,498,000 | 577,067,000 |
| Allowance for loan losses | 3,560,000 | 3,821,000 | 3,806,000 | 3,755,000 |
| Securities available for sale | 507,791,000 | 483,906,000 | 434,146,000 | 464,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 841,732,000 | 796,422,000 | 796,094,000 | 900,732,000 |
| Interest-bearing deposits | 670,176,000 | 630,766,000 | 627,769,000 | 710,326,000 |
| Noninterest-bearing deposits | 171,556,000 | 165,656,000 | 168,325,000 | 190,406,000 |
| Equity capital | 88,683,000 | 94,261,000 | 97,021,000 | 110,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,383,000 | 17,034,000 | 25,477,000 | 35,361,000 |
| Interest expense | 2,174,000 | 4,619,000 | 7,144,000 | 9,724,000 |
| Net interest income | 6,209,000 | 12,415,000 | 18,333,000 | 25,637,000 |
| Noninterest income | 2,047,000 | 4,173,000 | 6,435,000 | 9,558,000 |
| Noninterest expense | 6,531,000 | 12,718,000 | 19,486,000 | 27,097,000 |
| Provision for loan losses | 195,000 | 460,000 | 472,000 | 573,000 |
| Pretax income | 1,530,000 | 3,356,000 | 5,000,000 | 7,715,000 |
| Income tax | 217,000 | 535,000 | 833,000 | 1,438,000 |
| Net income | 1,313,000 | 2,821,000 | 4,167,000 | 6,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,886,000 | 94,139,000 | 94,231,000 | 96,824,000 |
| Total capital | 97,446,000 | 97,960,000 | 98,037,000 | 100,579,000 |
| Risk-weighted assets | 578,675,000 | 581,858,000 | 597,721,000 | 712,536,000 |