Call reports 2016
CITIZENS BANK OF PHILADELPHIA, THE — 2016
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,001,843,000 | 1,014,015,000 | 1,024,753,000 | 1,024,898,000 |
| Total loans | 414,476,000 | 402,368,000 | 410,018,000 | 394,051,000 |
| Allowance for loan losses | 5,009,000 | 4,809,000 | 4,113,000 | 3,903,000 |
| Securities available for sale | 349,283,000 | 435,785,000 | 456,651,000 | 496,124,000 |
| Securities held to maturity | 151,878,000 | 78,123,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,610,000 | 782,128,000 | 783,107,000 | 761,597,000 |
| Interest-bearing deposits | 640,675,000 | 631,164,000 | 629,649,000 | 612,084,000 |
| Noninterest-bearing deposits | 151,935,000 | 150,964,000 | 153,458,000 | 149,513,000 |
| Equity capital | 85,664,000 | 89,846,000 | 93,865,000 | 82,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,580,000 | 15,205,000 | 22,778,000 | 30,182,000 |
| Interest expense | 770,000 | 1,525,000 | 2,279,000 | 3,100,000 |
| Net interest income | 6,810,000 | 13,680,000 | 20,499,000 | 27,082,000 |
| Noninterest income | 1,815,000 | 3,665,000 | 5,672,000 | 7,559,000 |
| Noninterest expense | 6,537,000 | 13,053,000 | 19,535,000 | 26,118,000 |
| Provision for loan losses | 60,000 | -87,000 | 97,000 | -65,000 |
| Pretax income | 2,028,000 | 4,416,000 | 6,636,000 | 8,701,000 |
| Income tax | 435,000 | 979,000 | 1,378,000 | 1,752,000 |
| Net income | 1,593,000 | 3,437,000 | 5,258,000 | 6,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,945,000 | 88,421,000 | 88,874,000 | 90,565,000 |
| Total capital | 92,954,000 | 93,230,000 | 92,987,000 | 94,468,000 |
| Risk-weighted assets | 539,319,000 | 523,617,000 | 525,604,000 | 516,707,000 |