Call reports 2015
CITIZENS BANK OF PHILADELPHIA, THE — 2015
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 945,732,000 | 926,703,000 | 960,599,000 | 973,196,000 |
| Total loans | 406,153,000 | 407,316,000 | 431,945,000 | 429,582,000 |
| Allowance for loan losses | 6,626,000 | 6,693,000 | 6,829,000 | 6,474,000 |
| Securities available for sale | 225,988,000 | 232,272,000 | 249,115,000 | 267,264,000 |
| Securities held to maturity | 197,765,000 | 198,299,000 | 198,841,000 | 161,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,405,000 | 723,262,000 | 750,931,000 | 755,602,000 |
| Interest-bearing deposits | 574,362,000 | 581,308,000 | 607,202,000 | 606,878,000 |
| Noninterest-bearing deposits | 144,043,000 | 141,954,000 | 143,729,000 | 148,724,000 |
| Equity capital | 81,510,000 | 79,523,000 | 81,771,000 | 83,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,706,000 | 15,402,000 | 23,191,000 | 30,965,000 |
| Interest expense | 751,000 | 1,487,000 | 2,254,000 | 3,079,000 |
| Net interest income | 6,955,000 | 13,915,000 | 20,937,000 | 27,886,000 |
| Noninterest income | 1,729,000 | 3,527,000 | 5,506,000 | 8,154,000 |
| Noninterest expense | 6,383,000 | 12,575,000 | 18,966,000 | 25,159,000 |
| Provision for loan losses | 184,000 | 266,000 | 408,000 | 557,000 |
| Pretax income | 2,117,000 | 4,601,000 | 7,083,000 | 10,342,000 |
| Income tax | 472,000 | 1,081,000 | 1,690,000 | 2,581,000 |
| Net income | 1,645,000 | 3,520,000 | 5,393,000 | 7,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,051,000 | 86,215,000 | 86,721,000 | 87,720,000 |
| Total capital | 92,661,000 | 92,784,000 | 93,550,000 | 94,194,000 |
| Risk-weighted assets | 528,778,000 | 525,373,000 | 551,679,000 | 551,877,000 |