Call reports 2014
CITIZENS BANK OF PHILADELPHIA, THE — 2014
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 881,342,000 | 887,524,000 | 889,492,000 | 920,689,000 |
| Total loans | 389,834,000 | 389,743,000 | 388,720,000 | 390,960,000 |
| Allowance for loan losses | 8,362,000 | 8,539,000 | 6,727,000 | 6,542,000 |
| Securities available for sale | 406,626,000 | 201,586,000 | 200,390,000 | 179,745,000 |
| Securities held to maturity | 0 | 205,717,000 | 206,261,000 | 206,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,777,000 | 693,137,000 | 696,953,000 | 697,782,000 |
| Interest-bearing deposits | 549,759,000 | 552,760,000 | 559,108,000 | 552,052,000 |
| Noninterest-bearing deposits | 139,018,000 | 140,377,000 | 137,845,000 | 145,730,000 |
| Equity capital | 70,908,000 | 75,577,000 | 77,531,000 | 79,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,946,000 | 15,871,000 | 23,701,000 | 31,381,000 |
| Interest expense | 729,000 | 1,463,000 | 2,223,000 | 3,020,000 |
| Net interest income | 7,217,000 | 14,408,000 | 21,478,000 | 28,361,000 |
| Noninterest income | 1,770,000 | 4,229,000 | 6,214,000 | 8,018,000 |
| Noninterest expense | 6,295,000 | 13,281,000 | 19,559,000 | 25,930,000 |
| Provision for loan losses | 362,000 | 573,000 | 778,000 | 923,000 |
| Pretax income | 2,330,000 | 4,792,000 | 7,370,000 | 9,540,000 |
| Income tax | 495,000 | 837,000 | 1,457,000 | 1,926,000 |
| Net income | 1,835,000 | 3,955,000 | 5,913,000 | 7,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,038,000 | 84,075,000 | 84,950,000 | 85,528,000 |
| Total capital | 89,586,000 | 90,588,000 | 91,444,000 | 92,070,000 |
| Risk-weighted assets | 521,992,000 | 518,974,000 | 519,290,000 | 527,356,000 |