Call reports 2013
CITIZENS BANK OF PHILADELPHIA, THE — 2013
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 894,293,000 | 866,389,000 | 871,315,000 | 872,795,000 |
| Total loans | 370,396,000 | 363,028,000 | 377,971,000 | 392,182,000 |
| Allowance for loan losses | 6,835,000 | 6,803,000 | 7,770,000 | 8,077,000 |
| Securities available for sale | 382,868,000 | 418,553,000 | 408,804,000 | 398,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,819,000 | 654,869,000 | 650,447,000 | 656,380,000 |
| Interest-bearing deposits | 540,630,000 | 534,808,000 | 529,039,000 | 535,952,000 |
| Noninterest-bearing deposits | 120,189,000 | 120,061,000 | 121,408,000 | 120,428,000 |
| Equity capital | 85,834,000 | 71,375,000 | 66,707,000 | 64,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,988,000 | 15,978,000 | 24,057,000 | 32,116,000 |
| Interest expense | 1,233,000 | 2,418,000 | 3,245,000 | 4,083,000 |
| Net interest income | 6,755,000 | 13,560,000 | 20,812,000 | 28,033,000 |
| Noninterest income | 1,634,000 | 3,367,000 | 5,277,000 | 7,186,000 |
| Noninterest expense | 6,462,000 | 12,520,000 | 18,342,000 | 24,385,000 |
| Provision for loan losses | 175,000 | 749,000 | 1,829,000 | 2,204,000 |
| Pretax income | 1,752,000 | 3,813,000 | 6,341,000 | 9,053,000 |
| Income tax | 308,000 | 735,000 | 1,240,000 | 1,823,000 |
| Net income | 1,444,000 | 3,078,000 | 5,101,000 | 7,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,750,000 | 80,300,000 | 81,240,000 | 82,287,000 |
| Total capital | 85,796,000 | 86,369,000 | 87,579,000 | 88,800,000 |
| Risk-weighted assets | 482,889,000 | 484,765,000 | 505,684,000 | 519,490,000 |