Call reports 2012
CITIZENS BANK OF PHILADELPHIA, THE — 2012
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 845,341,000 | 844,438,000 | 847,523,000 | 880,514,000 |
| Total loans | 384,423,000 | 384,223,000 | 378,200,000 | 368,890,000 |
| Allowance for loan losses | 7,072,000 | 7,211,000 | 7,449,000 | 6,954,000 |
| Securities available for sale | 379,785,000 | 295,757,000 | 394,468,000 | 420,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,204,000 | 593,190,000 | 618,631,000 | 644,207,000 |
| Interest-bearing deposits | 473,054,000 | 479,143,000 | 511,290,000 | 524,257,000 |
| Noninterest-bearing deposits | 112,150,000 | 114,047,000 | 107,341,000 | 119,950,000 |
| Equity capital | 83,247,000 | 86,435,000 | 86,418,000 | 86,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,899,000 | 17,902,000 | 26,178,000 | 34,388,000 |
| Interest expense | 1,512,000 | 2,970,000 | 4,368,000 | 5,712,000 |
| Net interest income | 7,387,000 | 14,932,000 | 21,810,000 | 28,676,000 |
| Noninterest income | 1,596,000 | 3,078,000 | 4,915,000 | 6,811,000 |
| Noninterest expense | 6,368,000 | 12,807,000 | 18,999,000 | 25,717,000 |
| Provision for loan losses | 536,000 | 866,000 | 1,328,000 | 1,546,000 |
| Pretax income | 2,108,000 | 4,375,000 | 6,442,000 | 8,684,000 |
| Income tax | 410,000 | 874,000 | 1,260,000 | 1,748,000 |
| Net income | 1,698,000 | 3,501,000 | 5,182,000 | 6,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,370,000 | 78,120,000 | 78,718,000 | 79,389,000 |
| Total capital | 83,356,000 | 84,112,000 | 84,670,000 | 85,392,000 |
| Risk-weighted assets | 477,827,000 | 478,123,000 | 474,644,000 | 479,328,000 |