Call reports 2011
CITIZENS BANK OF PHILADELPHIA, THE — 2011
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 831,708,000 | 844,978,000 | 826,305,000 | 853,660,000 |
| Total loans | 413,608,000 | 412,432,000 | 405,999,000 | 389,262,000 |
| Allowance for loan losses | 6,524,000 | 6,360,000 | 7,404,000 | 6,681,000 |
| Securities available for sale | 336,576,000 | 343,153,000 | 311,308,000 | 370,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,812,000 | 548,527,000 | 568,631,000 | 573,755,000 |
| Interest-bearing deposits | 444,189,000 | 452,552,000 | 462,595,000 | 456,857,000 |
| Noninterest-bearing deposits | 103,623,000 | 95,975,000 | 106,036,000 | 116,898,000 |
| Equity capital | 77,214,000 | 81,692,000 | 84,100,000 | 84,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,346,000 | 18,789,000 | 28,212,000 | 36,974,000 |
| Interest expense | 1,768,000 | 3,451,000 | 5,042,000 | 6,645,000 |
| Net interest income | 7,578,000 | 15,338,000 | 23,170,000 | 30,329,000 |
| Noninterest income | 1,573,000 | 3,089,000 | 4,908,000 | 6,683,000 |
| Noninterest expense | 6,337,000 | 12,503,000 | 19,136,000 | 25,963,000 |
| Provision for loan losses | 244,000 | 927,000 | 2,587,000 | 2,995,000 |
| Pretax income | 2,570,000 | 5,003,000 | 6,997,000 | 8,769,000 |
| Income tax | 583,000 | 1,109,000 | 1,434,000 | 1,420,000 |
| Net income | 1,987,000 | 3,894,000 | 5,563,000 | 7,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,457,000 | 75,327,000 | 75,959,000 | 76,707,000 |
| Total capital | 80,679,000 | 81,494,000 | 82,067,000 | 82,734,000 |
| Risk-weighted assets | 497,484,000 | 493,167,000 | 487,377,000 | 481,496,000 |