Call reports 2010
CITIZENS BANK OF PHILADELPHIA, THE — 2010
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 848,689,000 | 825,256,000 | 842,333,000 | 817,798,000 |
| Total loans | 446,520,000 | 434,493,000 | 429,564,000 | 421,876,000 |
| Allowance for loan losses | 5,727,000 | 6,014,000 | 6,295,000 | 6,379,000 |
| Securities available for sale | 285,656,000 | 294,910,000 | 312,982,000 | 320,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,232,000 | 550,670,000 | 559,533,000 | 538,529,000 |
| Interest-bearing deposits | 483,441,000 | 463,274,000 | 469,105,000 | 443,201,000 |
| Noninterest-bearing deposits | 92,791,000 | 87,396,000 | 90,428,000 | 95,328,000 |
| Equity capital | 75,918,000 | 77,117,000 | 79,818,000 | 74,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,875,000 | 19,327,000 | 28,789,000 | 38,138,000 |
| Interest expense | 2,311,000 | 4,552,000 | 6,734,000 | 8,730,000 |
| Net interest income | 7,564,000 | 14,775,000 | 22,055,000 | 29,408,000 |
| Noninterest income | 1,064,000 | 2,771,000 | 4,474,000 | 6,316,000 |
| Noninterest expense | 5,970,000 | 12,040,000 | 18,312,000 | 24,426,000 |
| Provision for loan losses | 625,000 | 1,320,000 | 1,717,000 | 2,456,000 |
| Pretax income | 2,592,000 | 4,804,000 | 7,135,000 | 9,507,000 |
| Income tax | 584,000 | 1,035,000 | 1,522,000 | 2,175,000 |
| Net income | 2,008,000 | 3,769,000 | 5,613,000 | 7,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,179,000 | 71,960,000 | 72,825,000 | 73,507,000 |
| Total capital | 76,906,000 | 77,974,000 | 79,120,000 | 79,711,000 |
| Risk-weighted assets | 521,779,000 | 508,590,000 | 507,895,000 | 496,146,000 |