Call reports 2006
CITIZENS BANK OF PHILADELPHIA, THE — 2006
What CITIZENS BANK OF PHILADELPHIA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 625,338,000 | 608,568,000 | 601,942,000 | 621,144,000 |
| Total loans | 370,860,000 | 373,171,000 | 373,829,000 | 372,993,000 |
| Allowance for loan losses | 4,377,000 | 4,245,000 | 3,907,000 | 3,712,000 |
| Securities available for sale | 158,700,000 | 156,191,000 | 156,210,000 | 170,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,822,000 | 474,939,000 | 468,727,000 | 473,631,000 |
| Interest-bearing deposits | 394,441,000 | 381,864,000 | 381,065,000 | 390,761,000 |
| Noninterest-bearing deposits | 99,381,000 | 93,075,000 | 87,662,000 | 82,870,000 |
| Equity capital | 64,462,000 | 64,249,000 | 67,657,000 | 69,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,699,000 | 17,904,000 | 27,211,000 | 36,656,000 |
| Interest expense | 2,969,000 | 6,255,000 | 9,684,000 | 13,195,000 |
| Net interest income | 5,730,000 | 11,649,000 | 17,527,000 | 23,461,000 |
| Noninterest income | 1,367,000 | 2,988,000 | 4,534,000 | 6,030,000 |
| Noninterest expense | 4,575,000 | 9,182,000 | 13,743,000 | 18,279,000 |
| Provision for loan losses | -129,000 | -193,000 | -303,000 | -361,000 |
| Pretax income | 2,645,000 | 5,642,000 | 8,609,000 | 11,561,000 |
| Income tax | 664,000 | 1,460,000 | 2,228,000 | 2,890,000 |
| Net income | 1,981,000 | 4,182,000 | 6,381,000 | 8,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,475,000 | 62,051,000 | 63,597,000 | 65,082,000 |
| Total capital | 64,852,000 | 66,296,000 | 67,504,000 | 68,794,000 |
| Risk-weighted assets | 393,986,000 | 392,583,000 | 385,868,000 | 398,343,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF PHILADELPHIA, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.