Call reports 2025
AVANA BANK — 2025
What AVANA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 41,754,000 | 38,331,000 | 37,800,000 | 40,610,000 |
| Total loans | 8,878,000 | 10,532,000 | 10,093,000 | 13,008,000 |
| Allowance for loan losses | 128,000 | 122,000 | 121,000 | 131,000 |
| Securities available for sale | 1,057,000 | 1,061,000 | 6,023,000 | 5,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,962,000 | 29,646,000 | 29,165,000 | 31,095,000 |
| Interest-bearing deposits | 17,792,000 | 16,403,000 | 16,014,000 | 16,100,000 |
| Noninterest-bearing deposits | 15,170,000 | 13,243,000 | 13,151,000 | 14,995,000 |
| Equity capital | 8,698,000 | 8,576,000 | 8,485,000 | 8,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 921,000 | 1,371,000 | 1,795,000 |
| Interest expense | 116,000 | 227,000 | 328,000 | 418,000 |
| Net interest income | 357,000 | 694,000 | 1,043,000 | 1,377,000 |
| Noninterest income | 25,000 | 49,000 | 76,000 | 621,000 |
| Noninterest expense | 460,000 | 937,000 | 1,428,000 | 1,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | -78,000 | -194,000 | -309,000 | 122,000 |
| Income tax | 2,000 | 7,000 | 5,000 | 45,000 |
| Net income | -80,000 | -201,000 | -314,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,505,000 | 6,390,000 | 6,284,000 | 6,680,000 |