Call reports 2021
AVANA BANK — 2021
What AVANA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,077,000 | 45,950,000 | 46,790,000 | 55,003,000 |
| Total loans | 14,553,000 | 14,684,000 | 13,236,000 | 12,781,000 |
| Allowance for loan losses | 127,000 | 127,000 | 127,000 | 135,000 |
| Securities available for sale | 1,256,000 | 504,000 | 503,000 | 1,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,172,000 | 42,008,000 | 42,851,000 | 46,031,000 |
| Interest-bearing deposits | 24,813,000 | 24,116,000 | 24,195,000 | 27,437,000 |
| Noninterest-bearing deposits | 17,359,000 | 17,892,000 | 18,656,000 | 18,594,000 |
| Equity capital | 3,854,000 | 3,872,000 | 3,882,000 | 8,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 484,000 | 663,000 | 850,000 |
| Interest expense | 2,000 | 4,000 | 6,000 | 7,000 |
| Net interest income | 264,000 | 480,000 | 657,000 | 843,000 |
| Noninterest income | 29,000 | 61,000 | 93,000 | 128,000 |
| Noninterest expense | 214,000 | 439,000 | 636,000 | 938,000 |
| Provision for loan losses | 0 | 0 | 0 | 117,000 |
| Pretax income | 79,000 | 102,000 | 114,000 | -84,000 |
| Income tax | 17,000 | 22,000 | 25,000 | 23,000 |
| Net income | 62,000 | 80,000 | 89,000 | -107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,256,000 | 3,274,000 | 3,284,000 | 6,651,000 |
| Total capital | 3,383,000 | 3,401,000 | 3,411,000 | 6,786,000 |
| Risk-weighted assets | 11,943,000 | 11,980,000 | 12,607,000 | 13,617,000 |