Call reports 2019
AVANA BANK — 2019
What AVANA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,654,000 | 37,138,000 | 36,304,000 | 43,851,000 |
| Total loans | 13,037,000 | 13,487,000 | 12,474,000 | 11,993,000 |
| Allowance for loan losses | 100,000 | 105,000 | 105,000 | 112,000 |
| Securities available for sale | 3,252,000 | 4,490,000 | 8,488,000 | 4,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,032,000 | 33,462,000 | 32,567,000 | 40,139,000 |
| Interest-bearing deposits | 21,723,000 | 21,562,000 | 21,198,000 | 27,064,000 |
| Noninterest-bearing deposits | 12,309,000 | 11,900,000 | 11,369,000 | 13,075,000 |
| Equity capital | 3,518,000 | 3,576,000 | 3,625,000 | 3,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 671,000 | 990,000 | 1,279,000 |
| Interest expense | 5,000 | 7,000 | 21,000 | 30,000 |
| Net interest income | 327,000 | 664,000 | 969,000 | 1,249,000 |
| Noninterest income | 29,000 | 59,000 | 94,000 | 123,000 |
| Noninterest expense | 250,000 | 505,000 | 752,000 | 1,007,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 12,000 |
| Pretax income | 106,000 | 213,000 | 306,000 | 353,000 |
| Income tax | 23,000 | 46,000 | 65,000 | 78,000 |
| Net income | 83,000 | 167,000 | 241,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,920,000 | 2,974,000 | 3,027,000 | 3,009,000 |
| Total capital | 3,020,000 | 3,079,000 | 3,132,000 | 3,121,000 |
| Risk-weighted assets | 12,674,000 | 13,265,000 | 12,797,000 | 11,790,000 |