Call reports 2015
AVANA BANK — 2015
What AVANA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,802,000 | 45,551,000 | 39,844,000 | 38,185,000 |
| Total loans | 18,721,000 | 18,145,000 | 17,608,000 | 17,554,000 |
| Allowance for loan losses | 141,000 | 139,000 | 139,000 | 125,000 |
| Securities available for sale | 919,000 | 1,366,000 | 1,364,000 | 1,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,459,000 | 42,193,000 | 36,466,000 | 34,827,000 |
| Interest-bearing deposits | 25,287,000 | 29,343,000 | 24,704,000 | 23,858,000 |
| Noninterest-bearing deposits | 13,172,000 | 12,850,000 | 11,762,000 | 10,969,000 |
| Equity capital | 3,283,000 | 3,294,000 | 3,304,000 | 3,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 562,000 | 841,000 | 1,099,000 |
| Interest expense | 5,000 | 10,000 | 16,000 | 22,000 |
| Net interest income | 278,000 | 552,000 | 825,000 | 1,077,000 |
| Noninterest income | 34,000 | 71,000 | 114,000 | 155,000 |
| Noninterest expense | 273,000 | 540,000 | 818,000 | 1,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 83,000 | 121,000 | 152,000 |
| Income tax | 11,000 | 24,000 | 35,000 | 44,000 |
| Net income | 28,000 | 59,000 | 86,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,682,000 | 2,693,000 | 2,701,000 | 2,699,000 |
| Total capital | 2,823,000 | 2,832,000 | 2,840,000 | 2,824,000 |
| Risk-weighted assets | 17,627,000 | 17,205,000 | 16,201,000 | 16,953,000 |