Call reports 2012
AVANA BANK — 2012
What AVANA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,057,000 | 41,393,000 | 37,904,000 | 39,576,000 |
| Total loans | 18,657,000 | 18,783,000 | 18,642,000 | 18,552,000 |
| Allowance for loan losses | 142,000 | 142,000 | 142,000 | 142,000 |
| Securities available for sale | 1,223,000 | 1,443,000 | 1,417,000 | 1,389,000 |
| Securities held to maturity | 381,000 | 381,000 | 369,000 | 354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,907,000 | 38,223,000 | 34,686,000 | 36,367,000 |
| Interest-bearing deposits | 25,102,000 | 25,066,000 | 21,969,000 | 23,018,000 |
| Noninterest-bearing deposits | 11,805,000 | 13,157,000 | 12,717,000 | 13,349,000 |
| Equity capital | 3,084,000 | 3,119,000 | 3,156,000 | 3,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 599,000 | 893,000 | 1,180,000 |
| Interest expense | 15,000 | 26,000 | 37,000 | 45,000 |
| Net interest income | 289,000 | 573,000 | 856,000 | 1,135,000 |
| Noninterest income | 40,000 | 78,000 | 117,000 | 159,000 |
| Noninterest expense | 268,000 | 539,000 | 807,000 | 1,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 112,000 | 166,000 | 214,000 |
| Income tax | 4,000 | 17,000 | 33,000 | 47,000 |
| Net income | 57,000 | 95,000 | 133,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,467,000 | 2,505,000 | 2,543,000 | 2,562,000 |
| Total capital | 2,609,000 | 2,647,000 | 2,685,000 | 2,704,000 |
| Risk-weighted assets | 18,007,000 | 18,125,000 | 18,144,000 | 18,158,000 |