Call reports 2026
FOUR STATES BANK — 2026
What FOUR STATES BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 116,478,000 | 142,077,000 |
| Total loans | 86,274,000 | 103,366,000 |
| Allowance for loan losses | 970,000 | 1,158,000 |
| Securities available for sale | 0 | 5,821,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 92,701,000 | 114,255,000 |
| Interest-bearing deposits | 84,146,000 | 98,087,000 |
| Noninterest-bearing deposits | 8,555,000 | 16,168,000 |
| Equity capital | 21,273,000 | 21,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,678,000 | 3,839,000 |
| Interest expense | 672,000 | 1,590,000 |
| Net interest income | 1,006,000 | 2,249,000 |
| Noninterest income | 375,000 | 763,000 |
| Noninterest expense | 1,195,000 | 2,542,000 |
| Provision for loan losses | 170,000 | 358,000 |
| Pretax income | 2,000 | 16,000 |
| Income tax | 0 | 0 |
| Net income | 2,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,272,000 | 21,287,000 |
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