Call reports 2024
FOUR STATES BANK — 2024
What FOUR STATES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q3 | 2024Q4 |
|---|---|---|
| Total assets | 25,079,000 | 52,159,000 |
| Total loans | 8,162,000 | 22,799,000 |
| Allowance for loan losses | 80,000 | 280,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,243,000 | 29,295,000 |
| Interest-bearing deposits | 1,005,000 | 26,139,000 |
| Noninterest-bearing deposits | 1,238,000 | 3,156,000 |
| Equity capital | 22,830,000 | 22,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q3 | 2024Q4 |
|---|---|---|
| Interest income | 115,000 | 711,000 |
| Interest expense | 3,000 | 114,000 |
| Net interest income | 112,000 | 597,000 |
| Noninterest income | 0 | 1,000 |
| Noninterest expense | 1,133,000 | 1,994,000 |
| Provision for loan losses | 80,000 | 280,000 |
| Pretax income | -1,101,000 | -1,707,000 |
| Income tax | 0 | 0 |
| Net income | -1,101,000 | -1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q3 | 2024Q4 |
|---|---|---|
| Tier 1 capital | 22,830,000 | 22,224,000 |