Call reports 2010
CITIZENS BANK — 2010
What CITIZENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 11,049,897,000 | 10,577,035,000 | 10,394,247,000 | 9,709,977,000 |
| Total loans | 7,529,010,000 | 7,195,360,000 | 6,940,196,000 | 6,256,949,000 |
| Allowance for loan losses | 321,841,000 | 321,841,000 | 324,046,000 | 296,031,000 |
| Securities available for sale | 2,050,682,000 | 2,064,612,000 | 2,251,845,000 | 2,043,987,000 |
| Securities held to maturity | 113,259,000 | 112,734,000 | 112,029,000 | 474,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,602,698,000 | 8,381,851,000 | 8,166,609,000 | 7,795,670,000 |
| Interest-bearing deposits | 7,345,057,000 | 7,098,501,000 | 6,847,301,000 | 6,454,700,000 |
| Noninterest-bearing deposits | 1,257,641,000 | 1,283,350,000 | 1,319,308,000 | 1,340,970,000 |
| Equity capital | 927,398,000 | 905,732,000 | 948,770,000 | 806,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 127,263,000 | 252,952,000 | 372,506,000 | 487,274,000 |
| Interest expense | 44,691,000 | 84,023,000 | 120,155,000 | 151,112,000 |
| Net interest income | 82,572,000 | 168,929,000 | 252,351,000 | 336,162,000 |
| Noninterest income | 4,670,000 | 11,333,000 | 30,003,000 | 48,344,000 |
| Noninterest expense | 66,646,000 | 135,563,000 | 204,205,000 | 277,288,000 |
| Provision for loan losses | 101,158,000 | 172,308,000 | 261,925,000 | 393,221,000 |
| Pretax income | -74,565,000 | -113,561,000 | -169,728,000 | -272,259,000 |
| Income tax | 147,000 | 2,907,000 | 8,881,000 | 13,324,000 |
| Net income | -74,712,000 | -116,468,000 | -178,609,000 | -285,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 843,500,000 | 803,926,000 | 842,706,000 | 736,635,000 |
| Total capital | 945,118,000 | 899,491,000 | 934,605,000 | 819,343,000 |
| Risk-weighted assets | 7,906,585,000 | 7,416,423,000 | 7,117,859,000 | 6,401,437,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.