Call reports 2025
SMBC MANUBANK — 2025
What SMBC MANUBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,662,495,000 | 6,760,369,000 | 7,505,298,000 | 7,675,698,000 |
| Total loans | 4,234,612,000 | 4,490,045,000 | 4,660,918,000 | 4,667,479,000 |
| Allowance for loan losses | 212,528,000 | 235,362,000 | 217,997,000 | 56,065,000 |
| Securities available for sale | 1,202,025,000 | 1,404,601,000 | 1,306,780,000 | 958,873,000 |
| Securities held to maturity | 88,845,000 | 89,199,000 | 94,379,000 | 95,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,423,332,000 | 5,568,959,000 | 6,305,217,000 | 6,565,276,000 |
| Interest-bearing deposits | 4,812,559,000 | 4,948,991,000 | 5,641,864,000 | 5,965,566,000 |
| Noninterest-bearing deposits | 610,773,000 | 619,968,000 | 663,353,000 | 599,710,000 |
| Equity capital | 1,021,722,000 | 972,160,000 | 945,155,000 | 893,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 100,906,000 | 209,764,000 | 320,343,000 | 436,831,000 |
| Interest expense | 46,261,000 | 97,728,000 | 148,545,000 | 202,061,000 |
| Net interest income | 54,645,000 | 112,036,000 | 171,798,000 | 234,770,000 |
| Noninterest income | 2,510,000 | 7,418,000 | 11,641,000 | 19,815,000 |
| Noninterest expense | 89,352,000 | 186,096,000 | 280,178,000 | 385,194,000 |
| Provision for loan losses | 23,927,000 | 63,281,000 | 74,205,000 | 106,703,000 |
| Pretax income | -54,233,000 | -126,473,000 | -166,599,000 | -231,106,000 |
| Income tax | -16,366,000 | -37,492,000 | -49,103,000 | -61,263,000 |
| Net income | -37,867,000 | -88,981,000 | -117,496,000 | -169,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,011,269,000 | 960,738,000 | 911,663,000 | 881,487,000 |
| Total capital | 1,073,178,000 | 1,025,431,000 | 975,997,000 | 941,833,000 |
| Risk-weighted assets | 4,795,779,000 | 4,999,387,000 | 4,987,443,000 | 5,105,356,000 |