Call reports 2022
HORIZON COMMUNITY BANK — 2022
What HORIZON COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 551,626,000 | 521,948,000 | 510,006,000 |
| Total loans | 262,472,000 | 272,687,000 | 267,213,000 |
| Allowance for loan losses | 4,151,000 | 4,423,000 | 4,397,000 |
| Securities available for sale | 185,278,000 | 174,960,000 | 161,259,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 490,238,000 | 475,927,000 | 477,229,000 |
| Interest-bearing deposits | 309,614,000 | 301,556,000 | 295,508,000 |
| Noninterest-bearing deposits | 180,624,000 | 174,371,000 | 181,721,000 |
| Equity capital | 39,482,000 | 36,218,000 | 29,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 4,006,000 | 8,401,000 | 12,984,000 |
| Interest expense | 98,000 | 191,000 | 297,000 |
| Net interest income | 3,908,000 | 8,210,000 | 12,687,000 |
| Noninterest income | 1,467,000 | 2,608,000 | 3,553,000 |
| Noninterest expense | 3,912,000 | 7,682,000 | 17,376,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,463,000 | 3,136,000 | -1,136,000 |
| Income tax | 354,000 | 812,000 | -294,000 |
| Net income | 1,109,000 | 2,324,000 | -842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 46,772,000 | 47,202,000 | 43,558,000 |
| Total capital | 50,493,000 | 51,120,000 | 47,297,000 |
| Risk-weighted assets | 297,144,000 | 312,785,000 | 298,350,000 |