Call reports 2021
HORIZON COMMUNITY BANK — 2021
What HORIZON COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 538,148,000 | 532,518,000 | 549,922,000 | 539,484,000 |
| Total loans | 282,837,000 | 288,395,000 | 267,519,000 | 259,902,000 |
| Allowance for loan losses | 4,264,000 | 4,260,000 | 4,264,000 | 4,168,000 |
| Securities available for sale | 120,332,000 | 131,152,000 | 149,009,000 | 174,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,770,000 | 470,237,000 | 486,027,000 | 471,670,000 |
| Interest-bearing deposits | 296,319,000 | 296,888,000 | 307,265,000 | 305,341,000 |
| Noninterest-bearing deposits | 180,451,000 | 173,350,000 | 178,762,000 | 166,329,000 |
| Equity capital | 39,752,000 | 41,850,000 | 42,725,000 | 43,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,563,000 | 8,763,000 | 13,392,000 | 17,601,000 |
| Interest expense | 230,000 | 410,000 | 536,000 | 646,000 |
| Net interest income | 4,333,000 | 8,353,000 | 12,856,000 | 16,955,000 |
| Noninterest income | 907,000 | 2,467,000 | 3,851,000 | 5,107,000 |
| Noninterest expense | 3,312,000 | 6,969,000 | 10,661,000 | 14,376,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,853,000 | 3,776,000 | 5,971,000 | 7,611,000 |
| Income tax | 455,000 | 928,000 | 1,472,000 | 1,692,000 |
| Net income | 1,398,000 | 2,848,000 | 4,499,000 | 5,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,753,000 | 41,950,000 | 43,349,000 | 44,645,000 |
| Total capital | 44,304,000 | 45,624,000 | 46,951,000 | 48,250,000 |
| Risk-weighted assets | 283,295,000 | 293,169,000 | 287,393,000 | 287,761,000 |