Call reports 2019
HORIZON COMMUNITY BANK — 2019
What HORIZON COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 308,109,000 | 332,491,000 | 344,670,000 | 341,423,000 |
| Total loans | 225,536,000 | 229,406,000 | 242,795,000 | 249,340,000 |
| Allowance for loan losses | 3,048,000 | 3,244,000 | 3,363,000 | 3,469,000 |
| Securities available for sale | 23,908,000 | 25,698,000 | 28,258,000 | 27,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,732,000 | 289,434,000 | 301,586,000 | 297,707,000 |
| Interest-bearing deposits | 189,307,000 | 203,382,000 | 213,769,000 | 215,608,000 |
| Noninterest-bearing deposits | 77,425,000 | 86,052,000 | 87,817,000 | 82,099,000 |
| Equity capital | 28,624,000 | 29,439,000 | 30,015,000 | 30,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,928,000 | 8,098,000 | 12,409,000 | 16,729,000 |
| Interest expense | 653,000 | 1,449,000 | 2,321,000 | 3,134,000 |
| Net interest income | 3,275,000 | 6,649,000 | 10,088,000 | 13,595,000 |
| Noninterest income | 867,000 | 2,323,000 | 3,248,000 | 4,174,000 |
| Noninterest expense | 3,147,000 | 6,753,000 | 10,074,000 | 13,311,000 |
| Provision for loan losses | 63,000 | 256,000 | 399,000 | 494,000 |
| Pretax income | 932,000 | 1,963,000 | 2,863,000 | 3,964,000 |
| Income tax | 218,000 | 460,000 | 621,000 | 881,000 |
| Net income | 714,000 | 1,503,000 | 2,242,000 | 3,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,737,000 | 29,296,000 | 29,804,000 | 30,414,000 |
| Total capital | 31,727,000 | 32,368,000 | 33,060,000 | 33,732,000 |
| Risk-weighted assets | 239,084,000 | 245,450,000 | 260,342,000 | 265,235,000 |