Call reports 2018
HORIZON COMMUNITY BANK — 2018
What HORIZON COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 278,074,000 | 289,432,000 | 288,547,000 | 297,161,000 |
| Total loans | 195,988,000 | 200,873,000 | 209,854,000 | 218,145,000 |
| Allowance for loan losses | 2,819,000 | 2,829,000 | 2,888,000 | 3,051,000 |
| Securities available for sale | 21,337,000 | 22,680,000 | 22,282,000 | 22,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,323,000 | 249,014,000 | 248,043,000 | 255,751,000 |
| Interest-bearing deposits | 174,145,000 | 177,513,000 | 177,901,000 | 183,451,000 |
| Noninterest-bearing deposits | 67,178,000 | 71,501,000 | 70,143,000 | 72,300,000 |
| Equity capital | 25,782,000 | 26,076,000 | 26,276,000 | 27,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,034,000 | 6,346,000 | 9,901,000 | 13,751,000 |
| Interest expense | 328,000 | 716,000 | 1,200,000 | 1,770,000 |
| Net interest income | 2,706,000 | 5,630,000 | 8,701,000 | 11,981,000 |
| Noninterest income | 857,000 | 1,843,000 | 2,800,000 | 3,988,000 |
| Noninterest expense | 2,922,000 | 5,890,000 | 8,998,000 | 12,067,000 |
| Provision for loan losses | 42,000 | 177,000 | 338,000 | 498,000 |
| Pretax income | 599,000 | 1,406,000 | 2,165,000 | 3,404,000 |
| Income tax | 159,000 | 368,000 | 565,000 | 781,000 |
| Net income | 440,000 | 1,038,000 | 1,600,000 | 2,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,265,000 | 26,632,000 | 26,963,000 | 28,255,000 |
| Total capital | 28,855,000 | 29,330,000 | 29,776,000 | 31,139,000 |
| Risk-weighted assets | 206,897,000 | 215,685,000 | 224,940,000 | 230,457,000 |