Call reports 2017
HORIZON COMMUNITY BANK — 2017
What HORIZON COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 249,753,000 | 260,579,000 | 257,286,000 | 262,618,000 |
| Total loans | 174,014,000 | 176,481,000 | 186,346,000 | 192,825,000 |
| Allowance for loan losses | 2,561,000 | 2,590,000 | 2,668,000 | 2,777,000 |
| Securities available for sale | 20,365,000 | 20,651,000 | 20,933,000 | 21,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,538,000 | 227,018,000 | 223,652,000 | 227,886,000 |
| Interest-bearing deposits | 157,598,000 | 164,218,000 | 165,682,000 | 165,516,000 |
| Noninterest-bearing deposits | 56,940,000 | 62,800,000 | 57,970,000 | 62,370,000 |
| Equity capital | 23,321,000 | 23,850,000 | 24,609,000 | 25,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,513,000 | 5,209,000 | 8,062,000 | 11,040,000 |
| Interest expense | 244,000 | 518,000 | 813,000 | 1,124,000 |
| Net interest income | 2,269,000 | 4,691,000 | 7,249,000 | 9,916,000 |
| Noninterest income | 552,000 | 1,451,000 | 3,134,000 | 3,686,000 |
| Noninterest expense | 2,388,000 | 5,001,000 | 8,141,000 | 10,573,000 |
| Provision for loan losses | 0 | 32,000 | 197,000 | 315,000 |
| Pretax income | 433,000 | 1,109,000 | 2,045,000 | 2,714,000 |
| Income tax | 0 | 0 | 0 | -352,000 |
| Net income | 433,000 | 1,109,000 | 2,045,000 | 3,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,614,000 | 24,059,000 | 24,764,000 | 26,056,000 |
| Total capital | 25,884,000 | 26,310,000 | 27,169,000 | 28,565,000 |
| Risk-weighted assets | 181,290,000 | 179,659,000 | 192,103,000 | 200,430,000 |