Call reports 2016
HORIZON COMMUNITY BANK — 2016
What HORIZON COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 221,665,000 | 232,157,000 | 234,173,000 | 236,964,000 |
| Total loans | 162,361,000 | 166,694,000 | 167,803,000 | 173,597,000 |
| Allowance for loan losses | 2,185,000 | 2,341,000 | 2,451,000 | 2,434,000 |
| Securities available for sale | 19,178,000 | 19,449,000 | 19,708,000 | 20,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,025,000 | 200,692,000 | 202,581,000 | 204,101,000 |
| Interest-bearing deposits | 142,397,000 | 149,259,000 | 152,423,000 | 151,815,000 |
| Noninterest-bearing deposits | 50,628,000 | 51,433,000 | 50,158,000 | 52,286,000 |
| Equity capital | 19,187,000 | 19,696,000 | 20,206,000 | 22,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,584,000 | 7,023,000 | 9,488,000 |
| Interest expense | 216,000 | 456,000 | 711,000 | 969,000 |
| Net interest income | 2,004,000 | 4,128,000 | 6,312,000 | 8,519,000 |
| Noninterest income | 532,000 | 1,202,000 | 1,867,000 | 2,453,000 |
| Noninterest expense | 2,221,000 | 4,441,000 | 6,650,000 | 8,844,000 |
| Provision for loan losses | 125,000 | 259,000 | 361,000 | 428,000 |
| Pretax income | 190,000 | 630,000 | 1,168,000 | 1,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 630,000 | 1,168,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,055,000 | 19,496,000 | 20,033,000 | 22,412,000 |
| Total capital | 21,174,000 | 21,676,000 | 22,217,000 | 24,683,000 |
| Risk-weighted assets | 169,378,000 | 174,234,000 | 174,434,000 | 181,500,000 |