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Call reports 2013

HORIZON COMMUNITY BANK — 2013

What HORIZON COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/22492212-7614-472f-9524-57f9e0dc3347/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets171,211,000171,991,000169,492,000168,724,000
Total loans108,401,000110,706,000116,246,000116,379,000
Allowance for loan losses2,112,0002,139,0002,226,0002,239,000
Securities available for sale17,843,00016,272,00016,160,00016,338,000
Securities held to maturity0000
Trading assets0000
Total deposits154,373,000152,903,000151,532,000150,661,000
Interest-bearing deposits120,807,000121,166,000119,676,000116,353,000
Noninterest-bearing deposits33,566,00031,737,00031,856,00034,308,000
Equity capital13,196,00013,654,00013,689,00013,556,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income1,619,0003,193,0004,869,0006,576,000
Interest expense260,000503,000740,000961,000
Net interest income1,359,0002,690,0004,129,0005,615,000
Noninterest income863,0001,886,0002,363,0002,494,000
Noninterest expense1,836,0003,649,0005,384,0007,077,000
Provision for loan losses5,00085,000105,000105,000
Pretax income381,000842,0001,003,000927,000
Income tax0000
Net income381,000842,0001,003,000927,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital13,138,00013,599,00013,760,00013,685,000
Total capital14,585,00015,120,00015,325,00015,241,000
Risk-weighted assets115,103,000121,066,000124,544,000123,789,000

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