Call reports 2012
HORIZON COMMUNITY BANK — 2012
What HORIZON COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 164,960,000 | 167,266,000 | 164,591,000 | 165,660,000 |
| Total loans | 102,494,000 | 103,148,000 | 105,408,000 | 114,698,000 |
| Allowance for loan losses | 1,815,000 | 1,870,000 | 1,785,000 | 2,101,000 |
| Securities available for sale | 14,306,000 | 16,831,000 | 20,431,000 | 19,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,288,000 | 151,379,000 | 148,690,000 | 149,793,000 |
| Interest-bearing deposits | 118,134,000 | 120,406,000 | 119,348,000 | 119,397,000 |
| Noninterest-bearing deposits | 31,154,000 | 30,973,000 | 29,342,000 | 30,396,000 |
| Equity capital | 12,688,000 | 12,951,000 | 12,837,000 | 12,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,183,000 | 4,807,000 | 6,548,000 |
| Interest expense | 323,000 | 638,000 | 938,000 | 1,222,000 |
| Net interest income | 1,269,000 | 2,545,000 | 3,869,000 | 5,326,000 |
| Noninterest income | 627,000 | 1,112,000 | 1,660,000 | 2,293,000 |
| Noninterest expense | 1,608,000 | 3,229,000 | 4,885,000 | 6,669,000 |
| Provision for loan losses | 216,000 | 311,000 | 457,000 | 750,000 |
| Pretax income | 72,000 | 119,000 | 189,000 | 202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 119,000 | 189,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,625,000 | 12,672,000 | 12,743,000 | 12,757,000 |
| Total capital | 14,086,000 | 14,138,000 | 14,213,000 | 14,289,000 |
| Risk-weighted assets | 116,524,000 | 116,829,000 | 117,261,000 | 121,992,000 |