Call reports 2020
COMMUNITY FINANCIAL SERVICES BANK — 2020
What COMMUNITY FINANCIAL SERVICES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,227,495,000 | 1,335,364,000 | 1,348,015,000 | 1,381,419,000 |
| Total loans | 990,946,000 | 1,012,385,000 | 1,000,344,000 | 961,242,000 |
| Allowance for loan losses | 23,289,000 | 14,058,000 | 15,111,000 | 15,165,000 |
| Securities available for sale | 116,399,000 | 146,884,000 | 199,751,000 | 200,912,000 |
| Securities held to maturity | 2,906,000 | 2,905,000 | 3,905,000 | 3,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,111,688,000 | 1,213,259,000 | 1,212,574,000 | 1,246,172,000 |
| Interest-bearing deposits | 1,093,896,000 | 1,188,886,000 | 1,186,171,000 | 1,219,990,000 |
| Noninterest-bearing deposits | 17,792,000 | 24,373,000 | 26,403,000 | 26,182,000 |
| Equity capital | 107,860,000 | 109,802,000 | 123,623,000 | 128,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,847,000 | 27,898,000 | 40,889,000 | 53,839,000 |
| Interest expense | 4,540,000 | 8,720,000 | 12,890,000 | 16,833,000 |
| Net interest income | 9,307,000 | 19,178,000 | 27,999,000 | 37,006,000 |
| Noninterest income | 2,219,000 | 4,948,000 | 9,470,000 | 14,705,000 |
| Noninterest expense | 8,615,000 | 17,021,000 | 25,670,000 | 34,431,000 |
| Provision for loan losses | 10,600,000 | 12,700,000 | 13,850,000 | 14,950,000 |
| Pretax income | -7,399,000 | -3,906,000 | -362,000 | 4,030,000 |
| Income tax | -1,549,000 | -878,000 | -267,000 | 280,000 |
| Net income | -5,850,000 | -3,028,000 | -95,000 | 3,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,816,000 | 107,708,000 | 120,578,000 | 123,266,000 |
| Total capital | 118,099,000 | 121,160,000 | 134,345,000 | 136,545,000 |
| Risk-weighted assets | 1,052,619,000 | 1,075,520,000 | 1,100,022,000 | 1,060,410,000 |
Machine access — free, no API key
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