Call reports 2019
COMMUNITY FINANCIAL SERVICES BANK — 2019
What COMMUNITY FINANCIAL SERVICES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,210,916,000 | 1,249,390,000 | 1,228,743,000 | 1,237,784,000 |
| Total loans | 964,507,000 | 988,908,000 | 985,430,000 | 974,561,000 |
| Allowance for loan losses | 10,530,000 | 10,736,000 | 11,807,000 | 13,519,000 |
| Securities available for sale | 117,672,000 | 118,058,000 | 123,508,000 | 127,631,000 |
| Securities held to maturity | 2,048,000 | 2,643,000 | 2,642,000 | 2,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,086,192,000 | 1,129,376,000 | 1,093,554,000 | 1,117,954,000 |
| Interest-bearing deposits | 1,070,625,000 | 1,098,937,000 | 1,075,626,000 | 1,101,304,000 |
| Noninterest-bearing deposits | 15,567,000 | 30,439,000 | 17,928,000 | 16,650,000 |
| Equity capital | 108,236,000 | 112,202,000 | 113,430,000 | 113,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,990,000 | 29,038,000 | 43,600,000 | 57,833,000 |
| Interest expense | 4,434,000 | 9,410,000 | 14,301,000 | 18,914,000 |
| Net interest income | 9,556,000 | 19,628,000 | 29,299,000 | 38,919,000 |
| Noninterest income | 1,829,000 | 4,071,000 | 6,492,000 | 9,522,000 |
| Noninterest expense | 8,148,000 | 16,145,000 | 24,251,000 | 32,772,000 |
| Provision for loan losses | 540,000 | 1,680,000 | 2,970,000 | 7,010,000 |
| Pretax income | 2,697,000 | 5,874,000 | 8,583,000 | 8,674,000 |
| Income tax | 570,000 | 1,101,000 | 1,652,000 | 1,657,000 |
| Net income | 2,127,000 | 4,773,000 | 6,931,000 | 7,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,832,000 | 111,002,000 | 112,087,000 | 111,847,000 |
| Total capital | 118,362,000 | 121,738,000 | 123,894,000 | 124,730,000 |
| Risk-weighted assets | 1,004,636,000 | 1,032,516,000 | 1,044,439,000 | 1,030,036,000 |