Call reports 2018
COMMUNITY FINANCIAL SERVICES BANK — 2018
What COMMUNITY FINANCIAL SERVICES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,075,861,000 | 1,108,228,000 | 1,130,189,000 | 1,172,130,000 |
| Total loans | 894,478,000 | 911,707,000 | 919,745,000 | 951,860,000 |
| Allowance for loan losses | 8,773,000 | 9,074,000 | 9,479,000 | 9,982,000 |
| Securities available for sale | 105,899,000 | 111,017,000 | 109,494,000 | 110,911,000 |
| Securities held to maturity | 2,645,000 | 2,644,000 | 2,144,000 | 2,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 971,329,000 | 972,148,000 | 1,020,180,000 | 1,048,910,000 |
| Interest-bearing deposits | 947,914,000 | 945,328,000 | 976,256,000 | 1,031,815,000 |
| Noninterest-bearing deposits | 23,415,000 | 26,820,000 | 43,925,000 | 17,095,000 |
| Equity capital | 96,127,000 | 98,417,000 | 100,272,000 | 105,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,500,000 | 23,785,000 | 36,549,000 | 50,367,000 |
| Interest expense | 2,763,000 | 5,777,000 | 9,168,000 | 13,023,000 |
| Net interest income | 8,737,000 | 18,008,000 | 27,381,000 | 37,344,000 |
| Noninterest income | 1,898,000 | 3,755,000 | 5,530,000 | 7,588,000 |
| Noninterest expense | 7,239,000 | 14,328,000 | 21,434,000 | 27,893,000 |
| Provision for loan losses | 1,150,000 | 1,750,000 | 2,515,000 | 3,125,000 |
| Pretax income | 2,246,000 | 5,685,000 | 8,962,000 | 13,914,000 |
| Income tax | 455,000 | 1,170,000 | 1,840,000 | 2,723,000 |
| Net income | 1,791,000 | 4,515,000 | 7,122,000 | 11,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,458,000 | 100,074,000 | 102,571,000 | 106,227,000 |
| Total capital | 106,231,000 | 109,148,000 | 112,050,000 | 116,209,000 |
| Risk-weighted assets | 928,454,000 | 946,145,000 | 954,494,000 | 989,438,000 |