Call reports 2016
COMMUNITY FINANCIAL SERVICES BANK — 2016
What COMMUNITY FINANCIAL SERVICES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 866,053,000 | 898,208,000 | 927,542,000 | 958,756,000 |
| Total loans | 728,154,000 | 767,589,000 | 796,838,000 | 834,708,000 |
| Allowance for loan losses | 8,306,000 | 8,711,000 | 8,575,000 | 8,445,000 |
| Securities available for sale | 75,589,000 | 72,766,000 | 68,736,000 | 65,503,000 |
| Securities held to maturity | 2,188,000 | 2,691,000 | 2,691,000 | 2,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,349,000 | 782,671,000 | 824,925,000 | 836,272,000 |
| Interest-bearing deposits | 758,945,000 | 761,663,000 | 803,453,000 | 814,239,000 |
| Noninterest-bearing deposits | 20,404,000 | 21,008,000 | 21,472,000 | 22,033,000 |
| Equity capital | 81,163,000 | 83,837,000 | 86,867,000 | 88,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,417,000 | 19,321,000 | 29,517,000 | 40,215,000 |
| Interest expense | 1,744,000 | 3,649,000 | 5,640,000 | 7,719,000 |
| Net interest income | 7,673,000 | 15,672,000 | 23,877,000 | 32,496,000 |
| Noninterest income | 1,609,000 | 3,226,000 | 5,075,000 | 6,782,000 |
| Noninterest expense | 5,785,000 | 11,405,000 | 17,618,000 | 23,346,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 250,000 | 350,000 |
| Pretax income | 2,972,000 | 6,443,000 | 11,084,000 | 15,582,000 |
| Income tax | 945,000 | 2,083,000 | 3,574,000 | 5,110,000 |
| Net income | 2,027,000 | 4,360,000 | 7,510,000 | 10,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,503,000 | 82,836,000 | 85,986,000 | 88,948,000 |
| Total capital | 88,809,000 | 91,547,000 | 94,561,000 | 97,393,000 |
| Risk-weighted assets | 758,738,000 | 794,816,000 | 827,304,000 | 860,706,000 |
Machine access — free, no API key
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