Call reports 2008
COMMUNITY FINANCIAL SERVICES BANK — 2008
What COMMUNITY FINANCIAL SERVICES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 402,076,000 | 404,811,000 | 415,619,000 | 435,728,000 |
| Total loans | 266,975,000 | 276,806,000 | 287,946,000 | 307,539,000 |
| Allowance for loan losses | 4,404,000 | 4,483,000 | 4,566,000 | 4,602,000 |
| Securities available for sale | 91,655,000 | 95,979,000 | 96,191,000 | 98,928,000 |
| Securities held to maturity | 1,470,000 | 1,248,000 | 1,248,000 | 1,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,736,000 | 313,182,000 | 317,119,000 | 329,715,000 |
| Interest-bearing deposits | 294,368,000 | 294,322,000 | 295,907,000 | 309,559,000 |
| Noninterest-bearing deposits | 16,368,000 | 18,860,000 | 21,212,000 | 20,156,000 |
| Equity capital | 41,511,000 | 40,741,000 | 41,314,000 | 43,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,240,000 | 12,327,000 | 18,474,000 | 24,746,000 |
| Interest expense | 2,558,000 | 4,866,000 | 7,057,000 | 9,247,000 |
| Net interest income | 3,682,000 | 7,461,000 | 11,417,000 | 15,499,000 |
| Noninterest income | 829,000 | 1,712,000 | 2,813,000 | 3,715,000 |
| Noninterest expense | 3,107,000 | 6,097,000 | 9,491,000 | 12,733,000 |
| Provision for loan losses | 156,000 | 312,000 | 468,000 | 624,000 |
| Pretax income | 1,248,000 | 2,764,000 | 4,003,000 | 5,450,000 |
| Income tax | 339,000 | 768,000 | 1,221,000 | 1,521,000 |
| Net income | 909,000 | 1,996,000 | 2,782,000 | 3,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,484,000 | 41,104,000 | 41,161,000 | 42,214,000 |
| Total capital | 44,134,000 | 44,866,000 | 45,223,000 | 46,315,000 |
| Risk-weighted assets | 291,227,000 | 300,224,000 | 324,423,000 | 327,583,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY FINANCIAL SERVICES BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.