Call reports 2005
COMMUNITY FINANCIAL SERVICES BANK — 2005
What COMMUNITY FINANCIAL SERVICES BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 321,878,000 | 322,614,000 | 316,474,000 | 319,891,000 |
| Total loans | 201,204,000 | 204,541,000 | 202,743,000 | 206,093,000 |
| Allowance for loan losses | 3,455,000 | 3,488,000 | 3,498,000 | 3,479,000 |
| Securities available for sale | 94,246,000 | 92,323,000 | 87,850,000 | 86,159,000 |
| Securities held to maturity | 1,504,000 | 1,504,000 | 1,504,000 | 1,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,193,000 | 273,364,000 | 268,879,000 | 267,807,000 |
| Interest-bearing deposits | 261,112,000 | 249,623,000 | 247,461,000 | 247,028,000 |
| Noninterest-bearing deposits | 18,081,000 | 23,741,000 | 21,418,000 | 20,779,000 |
| Equity capital | 33,241,000 | 34,549,000 | 34,721,000 | 34,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,291,000 | 8,738,000 | 13,250,000 | 17,859,000 |
| Interest expense | 1,045,000 | 2,162,000 | 3,410,000 | 4,806,000 |
| Net interest income | 3,246,000 | 6,576,000 | 9,840,000 | 13,053,000 |
| Noninterest income | 829,000 | 1,474,000 | 2,174,000 | 2,954,000 |
| Noninterest expense | 2,966,000 | 5,665,000 | 8,670,000 | 11,323,000 |
| Provision for loan losses | 81,000 | 163,000 | 202,000 | 241,000 |
| Pretax income | 1,028,000 | 2,217,000 | 3,137,000 | 4,438,000 |
| Income tax | 268,000 | 596,000 | 830,000 | 1,171,000 |
| Net income | 760,000 | 1,621,000 | 2,307,000 | 3,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,117,000 | 34,300,000 | 35,216,000 | 35,947,000 |
| Total capital | 36,814,000 | 37,021,000 | 37,930,000 | 38,725,000 |
| Risk-weighted assets | 215,033,000 | 216,909,000 | 216,334,000 | 221,541,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY FINANCIAL SERVICES BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.