Call reports 2018
FIRSTBANK — 2018
What FIRSTBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,723,010,000 | 4,935,964,000 | 5,053,105,000 | 5,133,339,000 |
| Total loans | 3,659,181,000 | 3,790,491,000 | 3,862,017,000 | 3,946,326,000 |
| Allowance for loan losses | 24,406,000 | 26,347,000 | 27,608,000 | 28,932,000 |
| Securities available for sale | 594,248,000 | 608,360,000 | 606,501,000 | 655,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,793,275,000 | 3,932,215,000 | 4,149,443,000 | 4,189,115,000 |
| Interest-bearing deposits | 2,835,160,000 | 2,939,012,000 | 3,166,525,000 | 3,222,582,000 |
| Noninterest-bearing deposits | 958,115,000 | 993,203,000 | 982,918,000 | 966,533,000 |
| Equity capital | 609,849,000 | 632,297,000 | 652,169,000 | 679,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 54,837,000 | 113,891,000 | 176,466,000 | 239,571,000 |
| Interest expense | 6,013,000 | 13,127,000 | 22,567,000 | 33,851,000 |
| Net interest income | 48,824,000 | 100,764,000 | 153,899,000 | 205,720,000 |
| Noninterest income | 33,952,000 | 68,916,000 | 102,965,000 | 130,114,000 |
| Noninterest expense | 56,299,000 | 110,630,000 | 167,407,000 | 220,600,000 |
| Provision for loan losses | 317,000 | 1,380,000 | 3,198,000 | 5,398,000 |
| Pretax income | 26,113,000 | 57,581,000 | 86,143,000 | 109,720,000 |
| Income tax | 5,712,000 | 13,737,000 | 20,561,000 | 26,435,000 |
| Net income | 20,401,000 | 43,844,000 | 65,582,000 | 83,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 452,048,000 | 470,776,000 | 515,216,000 | 532,395,000 |
| Total capital | 476,454,000 | 497,123,000 | 542,824,000 | 561,327,000 |
| Risk-weighted assets | 4,110,644,000 | 4,391,552,000 | 4,415,878,000 | 4,474,457,000 |